Top 10 payment gateway comparison 2021
A wide choice in most cases gives companies maximum opportunities, but this is not always the case. If a company is just starting on the market, it risks getting confused by the hundreds of offers from various payment gateways. After all, so many factors will need to be taken into account, but at the same time, you want to start work as quickly as possible so as not to lose potential clients and profits.
To save your time, we offer you a payment gateway comparison. You won’t just get general information, but a payment gateway fees comparison, offered payment methods, and so on.
Ecommerce payment gateway comparison
It is important to understand that there is simply no single payment gateway that will instantly provide you with the best conditions in all situations. A lot will depend on specific conditions, payment acceptance methods, the real needs of your business, and a dozen other factors.
After all, if one company could dominate the field, the need of online payment gateway comparison would disappear all by itself.
Authorize.net
When it comes to versatility and the ability to work with multiple merchant accounts, many people think of this payment gateway. In addition to virtually all payment methods, companies get the ability to automatically invoice, use the fast customer information feature, and have complete peace of mind about their security.
The company pays $0.10 per transaction, and you have to pay a $25 monthly subscription fee.
PayPal
No ranking in the world is without PayPal, which is not surprising given its popularity. PayPal supports virtually every payment method without exception, and can make recurring payments and process payments in 25 currencies.
The company offers two options to choose from, Payflow Link and Pro. Pro will provide many more features, but in addition to the $25 monthly fee, the company will also have to pay a $99 setup fee.
Amazon pay
A great payment gateway for those who already work with Amazon. It eliminates the need for unnecessary steps, such as constantly entering credit card information every time you make a payment. Here all data from Amazon will be pulled in automatically.
With this payment gateway, you won’t have to pay a cent for installation. The fee for domestic transactions is 2.9% + 30 cents. International payments will cost 1% more
Stripe
The most popular payment methods are far from the most notable feature of this gateway. First of all, it is known for a whole range of tools that developers get to create special, beautiful payment pages, additional options when setting up reports and much more.
The positives also include an advanced anti-fraud system that uses machine learning.
The fee is fixed at 2.9% + 30 cents. You’ll have to pay a $15 fee for returned payments. You can buy a terminal from this company. The price starts at $59.
Bluesnap
There is an option to repeat payments that were not made the first time for one reason or another. An interesting option is intelligent transaction routing.
For domestic transactions you have to pay a commission of 2.9% + 30c, whereas for international transactions the fee is 1% higher. No other fees particularly for early termination, setup or monthly fees.
Dwolla
Here, along with extensive payment options, the company also gets a digital wallet with good features. Merchants have the option of creating a white label for their own business.
The company is constantly working on its own security, keeping its customers calm.
The prices of Dwolla are based on the quotes and there is a possibility to use the services for free by choosing the special plan.
Payoneer
Provides integration with the most popular online commerce platforms. If you need to process payments in 150 currencies, this payment gateway will help you do so. The company offers a variety of transaction management tools and dashboard access.
You can accept payments from other clients of this company for free. If the payment will be sent from a customer who does not use Payoneer, you will have to pay 1% for e-check payment and 3% for credit card payment.
Bitpay
If your work involves cryptocurrency and bitcoins in one way or another, this payment gateway will allow you to quickly send bitcoin payments and receive them from customers online or by other means.
There is a single commission for all transactions – 1%. In just 48 hours the funds will be delivered to the wallet.
Worldpay
This payment gateway will enable you to accept payments in more than 300 ways. In addition, it offers advanced analytics and anti-fraud tools. It integrates with various travel, reservation, and POS systems.
The commission for each transaction will be 2.9% + 30c. However, for companies that make very large payment volumes, Worldpay is willing to consider an individual commission of 0.2% lower.
Braintree
Braintree’s easy acceptance of payments in 130 currencies, as well as additional features such as an account manager, regular billing and analytics tools, and reporting make Braintree from PayPal a notable payment gateway.
The transaction fee is 2.9% + 30 cents. The fee for transactions in foreign currencies will be 1%. The fee for a chargeback is $15.
The bottom line
If you want to give your customers the best possible payment options right now, with the best possible terms, without compromise, contact PayOp. We guarantee you a large number of payment options, exceptional security, and additional features.